This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. For more information of the coverage and benefits, please refer to Motor Comprehensive Insurance Product Disclosure Sheet.

Optional benefits that you may wish to add-on by paying additional premium:

• Legal Liability to Passengers (LLP)
• Legal Liability of Passengers for Acts of Negligence (LLOP)
• Special Perils (i.e. Damage arising from flood and landslide)
• Strike, Riot & Civil Commotion
• Compensation for Assessed Repair Time (CART)
• NCD Relief

Note: It is an offence under the laws of the Republic of Singapore to enter the country without extending passenger liability cover to your motor insurance.

Duration of cover is for one year. You need to renew your insurance policy annually.

You may purchase your car insurance policy 2 months in advance.

This policy does not cover certain losses, such as:

• Your own death or bodily injury due to a motor accident;
• Your liability against claims from passengers in your vehicle; and
• Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide.

Note: This list is non-exhaustive. Please refer to Motor Comprehensive Policy for the full list of exclusions.

This is the first amount that you have to bear yourself for each and every claim that we approve, even if the incident is not your fault. However, please note that the excess does not apply to loss or damage caused by fire, explosion, lightning, burglary, housebreaking, theft, third party property damage or bodily injury claims. Please check your Policy Schedule to find out the amount that you are liable to pay.